

compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. We may also receive compensation if you click on certain links posted on our site. We may receive compensation from our partners for placement of their products or services. While we are independent, the offers that appear on this site are from companies from which receives compensation. ET.į is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. Live chat via PNC’s website weekdays from 7 a.m.There are three ways to contact PNC about your account. What other checking options does PNC offer?Īside from the PNC Virtual Wallet Student Checking account, PNC offers a standard Virtual Wallet account, which also comes with checking and savings capabilities but it offers up to a low 0.05% APY and you’ll pay $7 a month to maintain the account unless you meet certain balance or eligibility requirements. Write checks from this account, but you have to purchase them from PNC. Outgoing domestic transfers are $30 each, and outgoing international transfers are $45. Send funds to an external bank account from PNC’s app or website. Withdraw cash from any PNC or Allpoint ATM. Compare PNC Virtual Wallet Student Checking with other checking accountsĬompare other student accounts by monthly fee, minimum opening deposit and ATMs. It will also reimburse up to $5 in ATM surcharges imposed by other financial institutions each billing cycle. However, PNC will reimburse the first two domestic or international ATM fees it charges in each statement period. PNC’s fee is $5 for using ATMs in other countries. If you use your debit card at an ATM in the US, Canada, Puerto Rico or the US Virgin Islands that’s not operated by PNC or Allpoint, PNC imposes a $3 fee. You can also complete ATM transactions at most PNC ATMs by using the PNC smartphone app instead of your debit card.
PNC VIRTUAL WALLET FOR FREE
PNC’s ATM network and feesPNC Virtual Wallet Student Checking account comes with a debit card you can use for free at any of the 3,600 ATMs in PNC’s network or any of the 55,000 ATMs in the nationwide Allpoint network. This account includes check-writing abilities, but checks aren’t free. PNC charges a $25 fee if you close the account within 180 days of opening it and it charges $7.50 to replace your debit card if your kid loses it. Although PNC Virtual Wallet Student Checking comes with two interest-bearing savings accounts, you’ll only earn 0.01% APY in each of them.
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After six years, the account will automatically convert into PNC’s standard Virtual Wallet account, which has a $7 monthly fee that you can only avoid if you keep at least $500 in your Spend and Reserve account or deposit at least $500 a month. PNC has nearly 2,300 branches, but they’re only in 23 states. There are also a few drawbacks associated with PNC Virtual Wallet Student Checking that you should consider before opening an account. This feature helps you avoid overdraft charges by giving you 24 hours to bring your balance back to $0. PNC waives your first overdraft fee and will reimburse two out-of-network ATM fees per month. There’s no fee for up to six years as long as you’re minimum 14 years old and remain enrolled in high school or college. Here are the primary benefits associated with the Virtual Wallet Student Checking account from PNC. What are the benefits of PNC Virtual Wallet Student Checking account? Provide the following information when opening your account.
